Health insurance vs medical aid: what is the difference?
What each covers, Prescribed Minimum Benefits, hospital cover and who each suits.
Health insurance guides
Plain answers, each with the source it is based on and the date we last checked it.
What happens to health insurance after 31 March 2027?
The Council for Medical Schemes exemption deadline, explained from the source.
Who underwrites each health insurance plan?
The insurer behind each brand, and how to check it.
How to read a health insurance quote: what does each line mean?
What each line on a health insurance quote means, from per-person premiums to waiting periods, underwriter and premium reviews.
What waiting periods apply to health insurance in South Africa?
Waiting periods on Flexicare, Discovery Emergency Cover and Health4Me, product by product, from the insurers 2026 documents.
How can an employer cover a domestic worker or small team with health insurance?
Discovery household and business routes and the Momentum employer route: group size, who pays and what the worker gets.